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Legalising of rental e-scooters.

Discussion in 'The Lounge' started by Footloose, Jun 30, 2020.

  1. Andrew Flannigan

    Andrew Flannigan Well-Known Member

    Neck injuries: harder to disprove the claim!
     
  2. daft_biker

    daft_biker Action Man!

    Aye, wee bump from behind = wee holiday from work and a couple of grand.
     
  3. AndyTake2

    AndyTake2 Well-Known Member

    Or 15 years and counting on disability benefits, slowly going insane... Well OK, not slowly.
     
  4. daft_biker

    daft_biker Action Man!

    That sounds like it was more than a wee bump to me.....I know folk who have claimed for little more than a "love tap". Get signed off by a doctor and the insurance companies don't argue over a couple of grand it seems.
     
  5. AndyTake2

    AndyTake2 Well-Known Member

    I had another crash which buggered my neck for a few months. £1500 is the payout I got without needing a medical exam. I think they just work out medical exam costs and throw that number out as a no questions final payout.

    Unfortunately unless ones head is hanging off, more serious knocks don't attract much more
     
    daft_biker likes this.
  6. Footloose

    Footloose Well-Known Member

    Yes, whiplash injuries. Some years ago, there was a rash of these by people scamming their Insurance companies. The claims procedures and diagnosis of these injuries have probably become more thorough, (I'm guessing that only an MRI scan will show tissue damage) as a consequence of these. - That though is of little comfort to Andy!
     
  7. daft_biker

    daft_biker Action Man!

    Wasn't last year when someone crashed into the back of a van my brother was driving.
     
  8. MJB

    MJB Well-Known Member

    The insurance companies do argue over a couple of grand. I was a witness in a court case a couple of years ago about a dubious injury claim. Net result is people with legitimate claims have to jump through many hoops and wait ages to get the claim settled.
     
  9. dream_police

    dream_police Well-Known Member

    The number of whipcash injuries at car crashes massively reduced when it was made more difficult. I wonder why?

    After my wife was involved in her bump a few weeks ago, her insurers, their insurers and other companies have all been surprised when she told them she had no injuries. It was almost as if they were expecting a claim.
     
  10. Andrew Flannigan

    Andrew Flannigan Well-Known Member

    In the 1990s my wife was on a roundabout when a woman drove into her from an approach road. The other driver's insurers spent much time squirming over the repairs to my wife's car, claiming it was too old to be worth repairing.

    My wife found a solicitor who was a specialist in claims handling. Less than a day before the dispute was due to be heard, the insurers paid up, in full. Someone in their legal department must have noticed that 2 of the witnesses to be called for the plaintiff were on duty police officers who had seen the whole thing and reported the other driver for dangerous driving!

    We worked out that the insurer had ended up paying out well over twice as much in legal costs as for the repairs and damages. Not so much turning a crisis into a drama as turning a drama into a bigger bill. :D
     
  11. MickLL

    MickLL Well-Known Member

    A doctor friend used to do a lot of insurance medicals. One of his stock sentences was something along the lines, "I think that this condition might improve with settlement".

    His actual words were much more subtle than my memory - I haven't done him justice but you get the gist.

    MickLL
     
  12. Scphoto

    Scphoto Well-Known Member

    Took me around 2.5 years for my insurance payout - not whiplash, but a broken wrist from a coming together with a Corsa - fortunately he admitted liability and was insured!

    His insurance offered 4k before I got a cycling injury specialist solicitor involved - then 8k, before it went to court they eventually settled on 26k - which the solicitor was entitled to up to 25% of - happy with 18.5k in the end although I'd much prefer a fully working wrist.
     
    Zou and daft_biker like this.
  13. gray1720

    gray1720 Well-Known Member

    This was the head injury I escaped with (thanks, Lid, if it wasn't for the brim I think I'd have faceplanted good and proper) when I came a cropper on my bike trying to get out of an ambulance's way (Bastard didn't even stop - OK, he was only a patient transport job, so the driver probably had no more first aid training than me, but an "Are you OK?" would have been nice) - note comedy wide-angle lens effect:

    [​IMG]

    My knee wasn't so lucky... [​IMG]

    I spent the next eight weeks with an oozing knee, changing trousers every day (having carefully ustuck them) to keep it clean, and walking around holding my trousers bunched up as though I was trying to hide a stiffie. It was a very sheepish time!
     
    Zou and daft_biker like this.

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