But if you're happy with how the picture turned out, don't you find it a pain having to go back to RAW, or do you have such a good workflow that it doesn't really add any extra time?

Also, is a possible to save the adjustments you have made to the RAW file or when you open it up again do you have to start again with adjusting the white balance etc?

Sounds like the favourite so far is to store RAW plus jpegs...and I can see the logical behind this. I guess that having the large jpg available for printing then re-sizing that for web display would be fine since you're not likely to notice any drop in quality when viewing on the web anyway by doing that (correct?).