Budleia globosa ?
You have got to be kidding ? Under the current law no-one can be prosecuted for doing this ! :mad:
According to the 'new pension freedoms' you have to have consulted a FA before transferring from a DB (final salary) to a DC (investment) pension...
The trip to Mallaig from Fort Wiiliam was wonderful but it's a bit of a detour and there''s only really one way in and back out :)
Avoid the midges ! I'm sure some actually got inside my camera on my last trip to Skye - I love Skye .Also Torridon is good, very varied...
.......you have to explain what microfiche is ! :confused:
That's great from a how do they do it, point of view. Nice to see :)
Hi Wendy, welcome to the forum. Looking forward to seeing your photos. :)
Happy Christmas everyone ! :)
How fantastic, well done ! :Dl
The area around Torridon is magnificent and very varied. You could stay there for weeks and not get bored. :)
Too tired to get past the first paragraph ! :confused:
Well done, it's bloody hard work when you have other commitments as well ie family to look after. I managed to complete my MSc in 2015 and that...
I've re-evaluated my retirement date after having my op last year. Everything went fine but it makes you realise you're not 'immortal' :rolleyes:...
Bonjour ! :)
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